Does investing sooner
actually win?

The selected annual contribution is prorated to the exact test window, then split across each strategy’s executions. Both invest the same total.

Daily means every market session. A biweekly payday falling on a closure executes on the next available session.

Cash distributions and share splits are processed on historical ex-dates. DRIP buys fractional shares at that session’s close; with DRIP off, dividends remain cash.

Automated invariants verify equal capital, flat-market conservation, whole-share cash, fee arithmetic, date ordering, and known fund inception dates.